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M life is the casino rewards program from the MGM group and you can earn points when you play at a number of MGM owned properties including Aria, Bellagio, MGM Grand, Mandalay Bay, The Mirage, Monte Carlo, NY NY, Luxor and The Excalibur in Las Vegas.

Through M life, players receive points when they play at slots, table games or spend money in MGM properties, and these can be exchanged for rewards including meals, free play, retail, experiences and a whole lot more depending on your status.

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The M life program has 5 distinct levels that each offers a different range of benefits to the player. Perhaps one of the biggest annoyances with this program is that it’s hard to figure out how it all works since it’s relatively confusing. It doesn’t offer easy guidance on how to earn points, tier credits, progress levels or help you figure out what you’re entitled too. Because of this, we’ve broken down the program (below the casino sites table) to help you understand everything you need to know about M life rewards.

Overview of M life Tiers and Requirements

Below we’ve provided a summary of the levels included in M life and what each tier qualifies you for. Scroll down further in this guide for a complete breakdown of each level, how you earn M life points, how you redeem points, and tips and tricks to get the most out of the program.

M life Level	Tier Credits	Perks
Sapphire	0-24,999	Earn Points and Express Comps Exclusive Access to Mobile Check-In Personalized Offers
Pearl	25,000-74,999	10% Bonus Points on Slots Dedicated Line at Partcipating Buffets Complementary Self-Parking
Gold	75,000-199,999	20% Bonus Points on Slots Priority Hotel Check-In VIP Line Access to Select Nightclubs
Platinum	200,000+	30% Bonus Points on Slots Priority Access for Valet Annual Complimentary Cruise
Noir	Invite Only	40% Bonus Points on Slots Advance Hotel and Restaurant Reservations Complimentary Limo Service

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A Thorough Breakdown of Every M life Tier

Sapphire M life Tier | (0-24,999 points)

Complete List of Benefits Earned:

Dedicated reservation lines
Book personalized offers on Mlife.com
Access to M life Moments
Exclusive access to mobile check-In via MGM Resorts mobile app
Access to benefits and offers from M life Rewards Preferred Partners
Earn Express Comps™ for playing slots and redeem at all M life Rewards destinations nationwide
Earn points for playing slots and convert to FREEPLAY® or Express Comps
Earn Holiday Gift Shoppe Points for playing slots in Las Vegas
Exclusive discounts on hotel rooms
5% exclusive M life Rewards member discounts at participating retail shops (exclusions apply)
Pre-Sale ticket access to select events, concerts, and fights
Discounts to select shows at M life Rewards Destinations Nationwide (subject to availability)
Avis rental car discount

The Sapphire Tier is the entry-level tier of the rewards program. All you have to do in order to get into this tier level is apply at an MGM casino property, be over the age of 21, and have a pulse. One thing we really like about the entry-level tier is that you do actually get some benefits that are worthwhile. Other rewards programs just give you the card, and it really doesn’t do you much good until you level up to the next tier.

But, with the Sapphire level, you do get personalized offers sent to you online for future stays, dedicated reservation lines, pre-sale access to tickets, show, and car rental discounts, as well as access to mobile check-in. For us, these are the benefits that stick out the most and make getting signed up for this program a must-do if you’re going to be spending any time at an MGM property.

Pearl M life Tier | (25,000-74,999 points)

Complete List of Benefits Earned:

This tier includes all of the benefits of the Sapphire tier
Extended expiration for points and Express Comps
Invitations to Members-Only events, tournaments, or promotions
10% bonus on points earned playing slots at M life Rewards Destinations Nationwide
10% bonus on Express Comps earned at M life Rewards Destinations Nationwide
10% exclusive M life Rewards member discounts at participating retail shops (exclusions apply)
Dedicated line at the buffet
Complimentary self-parking

The Pearl Tier offers all of the benefits you get at the Sapphire level plus a lot more perks that we think are pretty nice. First, you’re now going to earn points and express comps faster once you achieve the Pearl level. Second, and we think it’s pretty important for those that drive down to the Vegas casinos, is free self-parking. Additionally, you’re going to get dedicated buffet lines, invitations to special events and promotions, and your points and comps will last longer before they expire.

Gold M life Tier | (75,000-199,999 points)

Complete List of Benefits Earned:

This tier includes all of the benefits of the Pearl and Sapphire tiers.
20% bonus on points earned playing slots at M life Rewards Destinations Nationwide
20% bonus on Express Comps earned at M life Rewards Destinations Nationwide
Priority hotel check-in line at the front desk
Room upgrade (subject to availability at check-in, excludes suites)
Dedicated line at participating restaurants
Fine dining priority reservations
VIP line access to select nightclubs for you and a guest in Las Vegas
Complimentary valet parking

When you hit the Gold Level Tier, you really start to see some great benefits roll in. First, you’re getting all the benefits of the previous two levels. Now, though,

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